Hi, I'm Nate the founder of Credit Virgin. I created this site to save others from making the same mistake I did! I'm about to graduate from the University of Tennessee and I can't even rent an apartment without my parents having to co-sign. I wasted 5 valuable years of college where I could have been building a good credit score. This site is meant to help guide current students through the steps of building good credit while still in school. Don't make the same mistake I did. START BUILDING CREDIT TODAY!